Best 1031 Exchange Companies in Texas: How to Compare Them in 2026

Texas does not tax your gain, but the IRS does, which is why Texas investors still exchange. We did not find a Texas law that licenses or sets minimum protections for the companies that hold exchange money, so the comparison is up to you. Here are the firms that say they have a Texas office, what their sites say, and the questions that separate them.

The short answer

The best 1031 exchange company for a Texas sale is one that shows you in writing how your money is held and who can move it, carries bond and errors-and-omissions coverage you can see on paper, and gives you a named person through day 180. Where it is located matters less: exchanges run by wire, e-signature and phone.

That written proof matters more in Texas than in some states. A few states, such as California and Washington, set minimum bonds or require trust accounts by statute. We did not find a Texas statute that licenses or regulates qualified intermediaries, and federal law does not license them either. In Texas, the protections are whatever the firm actually has and puts in writing.

Why Texas investors still use a 1031 exchange

Texas has no state income tax: the Comptroller states that "Texas has no state income tax" (Texas Comptroller), and the Texas Constitution, art. VIII §24-a, bars a tax on the net incomes of individuals. But the federal tax on a sale of investment property still applies: long-term capital gains tax, the 25% maximum rate on unrecaptured depreciation, and for many sellers the 3.8% net investment income tax. A 1031 exchange defers those (26 U.S.C. §1031). To see the federal tax on your own numbers, use the depreciation recapture calculator.

Texas 1031 exchange companies: what their sites say

These firms state on their own websites that they have a Texas headquarters or office. This is not a ranking. Each entry summarizes the firm's own site as read on October 16, 2026; "not stated" means we did not find it there, not that the firm lacks it. Confirm everything in writing with the firm.

Leah Badach, CES (the author of this page) works with Texas sellers remotely from Brooklyn, New York. She is a Certified Exchange Specialist with 11+ years of 1031 exchange experience, and the qualified intermediary she works with confirms in writing, before you sign, how your funds are held. Ask her the same questions as everyone else on this list.

How to choose when the state sets no minimum

Questions to ask any Texas intermediary

1. Where will my funds sit, in whose name, and at which bank?
2. Does a withdrawal need my written approval?
3. Can I see the fidelity bond and E&O certificates, and do they cover this exchange?
4. Who earns the interest on my funds, and how is it reported?
5. How do I deliver my 45-day identification, and how do you confirm receipt?
6. If I buy outside Texas, have you handled exchanges into my target state, including any state withholding or reporting there?
7. Who is my day-to-day contact, and what is their training or certification?

Selling elsewhere and buying in Texas (or the reverse)

• Moving gain into Texas. Investors often sell in a state with income tax and buy in Texas. Deferring through a 1031 does not always end the first state's interest. California, for example, requires an annual FTB 3840 filing until the deferred California gain is recognized; see California 1031 exchange companies.
• Selling in Texas and buying elsewhere. The replacement property's state may withhold or tax when you eventually sell there. Ask your CPA before you identify.
• Wherever you buy, the federal clocks are the same: 45 days to identify in writing, and the replacement must be received by the earlier of day 180 or your tax return due date, including extensions (Treas. Reg. §1.1031(k)-1). See the full timeline.

Frequently asked questions

Is a 1031 exchange company regulated in Texas?

We did not find a Texas statute that licenses or regulates qualified intermediaries, and there is no federal license. States such as California and Washington set minimum bonds or account rules by law; Texas does not appear to. Ask any intermediary for its bond and E&O certificates and for the account terms in writing.

Do I need a 1031 exchange if Texas has no state income tax?

The 1031 exchange defers federal tax, which applies in every state: capital gains tax, tax on unrecaptured depreciation at up to 25%, and for many sellers the 3.8% net investment income tax. Texas having no income tax does not change that.

Do I need a qualified intermediary located in Texas?

No. The intermediary can be anywhere in the United States. What matters is how it holds your funds, the coverage it carries, and whether it can meet your timeline.

Which 1031 exchange companies have offices in Texas?

On their own websites, The Texas 1031 Exchange Company (Seguin) and 1031 Exchange Corporation (Austin) state Texas headquarters; IPX1031 lists offices in Dallas, Houston, Austin and San Antonio; 1031X lists a Dallas office; Exeter announced a Houston regional office; and Asset Preservation lists Texas divisions. Confirm current details with each firm.

Can my Texas real estate agent or title company be my qualified intermediary?

Your real estate agent or broker, attorney, accountant or employee in the two years before the sale generally cannot be, with limited exceptions. A title company can be if it is not otherwise a disqualified person. Ask who holds the exchange funds and under which agreement.

Sources

• Texas Comptroller: "Texas has no state income tax." Texas Constitution art. VIII §24-a (bill analysis).
• 26 U.S.C. §1031 and Treas. Reg. §1.1031(k)-1.
• Firm details: each firm's own website, linked in the table, read October 16, 2026.

Educational information, not tax or legal advice. Firm details are as stated on each firm's website and may change; confirm them in writing.